News 

How to make your retirement savings last forever

“Estrada also explored another type of dynamic retirement financing strategy, which involved adjusting your equity allocation according to whether your retirement portfolio is ahead or behind its targeted value” writes Mark Hulbert for marketwatch.com. Secondly, there aren’t any great alternatives when your retirement portfolio falls short.Thirdly, the dynamic strategies Estrada explored also allow for increased withdrawals following years in which your retirement portfolio is ahead of its targeted value.Though he found that these strategies also helped, they were not nearly as helpful as those dynamic strategies that adjusted withdrawal rates.Do…

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Markets News Stocks 

A CIO overseeing $333 billion says it’s time to shelve one of the most trusted approaches to investing for the long haul. Here’s what he says clients should do instead.

“On the fixed-income side of things, Knutzen recommended that investors consider diversifying into Treasury inflation-protected securities, which could provide a ballast if inflation spirals higher” writes Akin Oyedele for businessinsider.com. These include emerging-market stocks that are benefiting from their own business cycles and growth drivers.All an investor really needed was a mix of large-cap stocks and Treasuries, and it was all smooth sailing.”One of the key themes that we’re exploring with clients right now is investing in strategies that will be less tied to the US or developed-market business cycles,”…

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News 

Saudi Arabia’s ACWA Power to focus more on renewable energy projects: CEO

“ABU DHABI (Reuters) – ACWA Power plans to focus more on renewable energy projects, lifting their share of its portfolio to 70% over the next decade, its chief executive and president said on Monday” writes Midwest Communications Inc for 95kqds.com. The current value of the Saudi Arabian utility developer’s portfolio is more than $42 billion, with renewables accounting for 23%. “By 2030, we expect to see 70% of renewables in our portfolio in terms of capital employed,” Paddy Padmanthan told Reuters in an interview at the World Energy Congress. “We…

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Markets News 

To avoid panicking, worry — and take these steps — now | Your Funds

“Your portfolio right now may be like a leaky roof, just fine so long as the sun is shining” writes Syndicated Columnist for seattletimes.com. What you can take charge of, however, is the conditions in your own financial life could trigger panic mode.No matter what happens next with the stock market and the economy, experts agree on one thing: This is no time to panic. Source: seattletimes.com

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News 

Goldman Sachs unveils 2 simple IPO-investment strategies that have crushed the market over the past 25 years

“It’s a strategy Kostin says outperformed the Russell 3000 by 60 basis points, on an annualized basis, since 1995” writes Christopher Competiello for businessinsider.com. Kostin finds that this strategy has outperformed the Russell 3000 by 2.8% on an annualized basis since 1995.In order to implement this type of approach into your portfolio, Kostin recommends allocating an equal investment figure on the day of addition, and avoiding a rebalance.”From a performance perspective, those ‘winners’ have the ability to drive portfolio outperformance even as the median IPO lags the market.”.  Source: businessinsider.com

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Markets News 

Don’t avoid bonds — here’s how to build your own portfolio

“The spread between corporate interest rates and Treasury interest rates will widen” writes Jared Dillian for marketwatch.com. If you are in the latter camp, let me tell you how you should build a bond portfolio.The best way to build a bond portfolio is to start by thinking about the risks.The other thing you need to consider when building a bond portfolio is the length of maturity you want. • Short-term bonds = less interest-rate risk and less credit risk. • Long-term bonds = more interest-rate risk and more credit risk.For…

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Markets News 

Trade War Dents Chinese Company Profits, Portfolio Inflows

“To offset effects of the trade war, Chinese policymakers rolled out measures including tax cuts and lower reserve requirements for banks, which were pushed to lend to smaller companies” writes Min Read for reuters.com. As the trade war pushed the yuan CNY=CFSX to an 11-year low, it hurt companies sensitive to currency moves, including real estate firms and airlines.SHANGHAI (Reuters) – Some Chinese business sectors reported solid first half earnings, though a substantial fall in industrial profits and in tepid overseas investment inflows into China’s stock markets show fallout from…

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News Stocks 

This common investing mistake could ‘significantly diminish’ the value of your savings

“But if you want a hands-off approach or are still learning the ropes, a single target-date fund is the best option” writes Alicia Adamczyk for cnbc.com. Around 80% of plan participants invest in a target-date fund when it is offered as the plan’s default.That’s because target-date funds already hold a diverse array of stocks and bonds that rebalance automatically over time.But rather than adding stock funds to their investment mix, they’d be better off selecting a more aggressive target-date fund altogether.While they think adding other stocks or funds will help…

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Crypto News Platforms 

The Case for Crypto Funds: Transparent, Less Expensive, More Diverse

“But interest in crypto funds is on the rise, according to one startup that enables users to create their own funds or follow those that have been established by others” writes Connor Blenkinsop for cointelegraph.com. Through tokenized funds, traders can create smart contracts and issue ERC-20-compliant tokens, which equate to a single unit.While it can be easy to build portfolios that focus on stocks and shares or fiat currencies, diversifying into crypto funds has proven harder for consumers and professionals alike.Another issue has been how portfolio managers in the crypto…

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