Some credit cards offer cell phone insurance to cover you for damage — and you could even earn bonus points for paying your phone bill

“Wells Fargo stands out for offering cell phone insurance as a standard benefit on all of its personal credit cards” writes Caroline Lupini for I’ve got some good news for you, though: There are credit cards that will provide complimentary cell phone coverage just for paying your phone bill with that card!. Read more: If you only want to pay $450+ for one premium credit card, which should you choose?. Important: Don’t take legal advice from a website — make sure you read the full terms and conditions before relying on a credit card to protect your cell phone.

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